Spring 2013 Hsg Council Brochure

 

 

 

The Housing Counseling Program serves families and individuals in 16 counties of north central and northwestern Wisconsin.  Services include:  homebuyer education and pre-purchase counseling, credit repair counseling, emergency housing counseling and crisis management, post purchase counseling — delinquency, default and foreclosure prevention, reverse mortgage counseling, tenant/landlord dispute mitigation, down payment assistance counseling, fair housing education and counseling, and community development advocacy.

PLEASE SCROLL DOWN FOR FIRST TIME HOMEBUYER EDUCATION SCHEDULE 

Contact:  Housing Counseling Program 
               1416 Cumming Avenue
               Superior, WI  54880
               Telephone:  (715) 394-6617
               FAX:  (715) 394-5951
               Toll Free:  (888) 831-8446

AFTER HOURS NUMBER: 218-481-3213

Sandy Carlson, Director of Housing Counseling
Ext. #271

E mail:  scarlson@ccbsuperior.org

Gail Trombley, Housing Counselor
Ext. #274
E mail:  gtrombley@ccbsuperior.org 

Mike Granlund, Housing Counselor
Cell Phone:  218-343-4905

Catholic Community Services   Housing Counseling Program

Home Ownership Education Schedule

 (PLEASE SCROLL DOWN FOR DATES AND LOCATIONS)

 Pre-registration is required: call 1-888-831-8446 or (715) 394-6617

With the exception of Home Ownership Education, there are no fees charged for any service provided by the Housing Counseling Program of Catholic Community Services Inc.

 

There is a $225 fee for Home Ownership Education which may be credited at loan closing or may be considered part of the borrower’s out of pocket contribution.

 

The Down Payment Plus Program pays an additional $425 at loan closing out of the grant assistance proceeds to the organizations providing home ownership education services.  Payment arrangements can be made.  (This is subject to change as DPP program changes are made – see wphd.org for more information)

The 2013 amount is $425 – reimbursement to the Housing Counseling Program.

For additional information, please call Sandy at 1-888-831-8446 (715) 394-6617 or scarlson@ccbsuperior.org

 

USDA Rural Development (Spooner office) borrowers accessing RD Direct Loans are charged $50 for Home Ownership Education classes. Payment arrangements can be made.

 

USDA Rural Development borrowers accessing RD Guaranteed Loans through a conventional lender are charged $225.  Payment arrangements can be made.

 

The Home Ownership Education Fee includes all course instruction, materials, follow up, and the Manual, “Realizing the American Dream,” 4th Edition, published by the NeighborWorks Center for Home Ownership Education and Counseling.

 

No client will be refused participation in Home Ownership Education based on inability to pay this fee.  To request a waiver, contact your Housing Counselor at 1-888-831-8446.

 

April

 Friday              Apr 26   9:30 – 4:30 Ashland Cty Courthouse (204)

Tuesday*         Apr 30   9:30 – 4:30 Rhinelander Claridge

 

May

Wednesday     May   15 4:30 – 7:30 Superior (Part 1 of 2) CCB 1416 Cumming

Friday             May   17 4:30 – 7:30 Superior (Part 2 of 2) CCB 1416 Cumming

Saturday          May   18 10:15 – 5:15 Rice Lake Public Library (lower level)

Wednesday     May   22 10:15–  5:15 Ladysmith Rusk Library-Ladysmith-418 Corbett Ave .

Wednesday     May   29  9:30 – 4:30   Ashland – County Courthouse (2nd floor-204)

June

Wednesday     June   12 4:30 – 7:30 Superior (Part 1 of 2) CCB 1416 Cumming

Friday             June   14 4:30 – 7:30 Superior (Part 2 of 2) CCB 1416 Cumming

Saturday*        June   15 10:15–5:15   Rice Lake – Public Library (lower level)

Wednesday     June   19  9:30 –4:30  Ashland – County Courthouse (2nd floor-204)

Friday*            June   21 10:15–5:15 Ladysmith – Rusk Library-Ladysmith-418 Corbett Ave .

July                                                    

Saturday*        July  13  10:15- 5:15   Rice Lake – Public Library (lower level)

Wednesday     July  17   9:30– 4:30    Ashland – County Courthouse (2nd floor-204)

Wednesday     July  24  4:30 – 7:30 Superior (Part 1 of 2) CCB 1416 Cumming

Friday*            July  26  9:30 – 4:30  Siren – Burnett Cty Government Building room 162

Wednesday     July  31  4:30 – 7:30 Superior (Part 2 of 2) CCB 1416 Cumming

August

Saturday*        Aug 3   10:15 – 5:15   Rice Lake – Public Library (lower level)

Wednesday*   Aug 7   10:15 -  5:15   Hayward Sherman and Ruth Weiss Library

Monday           Aug 19   4:30 – 7:30 Superior (Part 1 of 2) CCB 1416 Cumming

Wednesday     Aug 21   9:30 – 4:30   Ashland County Courthouse (2nd floor-204

Monday           Aug 26   4:30 – 7:30 Superior (Part 2 of 2) CCB 1416 Cumming

*sites not confirmed.

 

  To register contact:  Sandy Carlson, Director of Housing Counseling
E mail:  scarlson@ccbsuperior.org

Homebuyer Education Brochure

Other resources are:
Tenant Resource Center for Wisconsin:  http://tenantresourcecenter.org/
Fair Housing of Wisconsin:   http://www.fairhousingwisconsin.com/
CAFH-Douglas County:  218-393-2234
State of Wisconsin – Consumer Information:
http://datcp.state.wi.us/cp/consumerinfo/cp/top-complaints/tenants.jsp
The following are 3 pdf files for the written law since there are 3 sets of laws which govern residential rental practices: http://www.legis.state.wi.us/statutes/Stat0704.pdf
http://www.legis.state.wi.us/rsb/code/atcp/atcp134.pdf
http://www.legis.state.wi.us/rsb/code/atcp/atcp125.pdf

 

  

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